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Marketing Pulse Jun 26

Buyer sentiment flips positive — lead with rent-vs-own, not rates

For the first time since 2023, most consumers say it's better to buy than rent — pair that shift with stable payments to re-engage fence-sitting buyers.

Friday, June 26, 2026 30Y 6.54%15Y 5.85%5/1 ARM 6.32%

The freshest marketing signal this week isn't rates — it's a shift in buyer psychology. Bank of America's 2026 Homebuyer Insights Report found that for the first time since 2023, a majority of consumers now say it's better to buy than rent, even with the 30-year holding in the mid-6.5s. That's a real change in the ambient conversation, and it gives you permission to lead with confidence instead of apology. The counterweight is affordability: MBA data shows the median purchase payment rose again in May, with affordability slipping in 33 states. The winning message threads both — buyer intent is recovering, but the cost of waiting is real.

Rates aren't your hook this week, and pretending otherwise costs credibility — the 30-year's been flat in the mid-6.5s for six weeks running, down a hair on the month and up a touch on the week. The segment to target isn't people waiting for a drop (it isn't coming while spreads stay wide); it's purchase-ready buyers sitting on the fence. With sentiment turning and prices still climbing, the math increasingly favors acting now — and you can put real numbers behind it: a $400K loan at today's 6.56% runs about $2,540 a month before taxes and insurance, a figure stable enough to plan around.

Build this week's content around the buy-vs-rent flip. A simple side-by-side — renting a $2,800/month place versus owning at today's payment — performs because it reframes the decision away from the rate and onto the monthly trade-off the borrower actually feels. For your VA niche, there's a second timely angle: the VA just modernized its appraisal requirements to cut delays, so a quick "VA buyers — appraisals just got faster" post or text gives Veteran prospects a concrete, non-rate reason to re-engage.

Do this today

Post one buy-vs-rent comparison using a real local rent figure and today's $2,540/month payment on a $400K loan, and close with a single CTA — "Reply RENT and I'll run your own numbers."

Borrower segments to act on today

Fence-sitting purchase pre-approvals from the last 6 months

These buyers got pre-approved but stalled waiting on rates. With the 30-year flat for six weeks and buyer sentiment turning positive, the cost-of-waiting conversation reopens the file.

active loans · purchases
Rate-relief refis: closed at 7.25%+ with 18+ months seasoning

Borrowers who closed 18+ months ago above 7.25% sit well above today's 6.56%. Even with rates flat, the gap to their note rate is real money — roughly $200+/month on a $400K balance, with break-even under 18 months at standard costs.

closed loans · ≥18mo since close · rate ≥7.25%

Today’s content angles

Short-form video

Rent-vs-own side-by-side reel

Quick reel: 'Renting nearby runs about $2,800 a month. Owning at today's rate on a $400K home? Around $2,540 a month — and that one builds equity. For the first time in three years, most people say buying beats renting. Message me OWN and I'll run your real numbers.'

Tactics worth stealing

Frame the offer as a monthly trade-off, not a rate

When rates are flat, conversion comes from reframing onto the payment comparison the borrower feels every month. Lead social and email with a specific dollar figure — rent vs. own, or current payment vs. proposed — instead of an APR or a rate forecast. The concrete monthly number out-converts the abstract rate every time.

Marketing AI Institute / HubSpot conversion benchmarks