You bring in the business, we’ll handle the paperwork.
50 States
NATIONWIDE COVERAGE
5 Days
AVERAGE TURN TIME
Automation
NO-STRESS FILINGS
Custom
INTEGRATIONS + REPORTING
50 States
NATIONWIDE COVERAGE
Quarterly + Annual Filings
Full Audit Trail + Reporting
10+ Years NMLS Experience
Expedited Service Available
Quarterly + Annual Filings
How it works
Two paths. One clean filing.
Hands-on or fully hands-off — pick the level of involvement that fits your team. The validation, comparison, reconciliation, and audit trail stay the same either way.
Data In
You upload an MCR export from your LOS or accounting software through our secure portal — or grant us compliance access and we pull it ourselves. Either path works; the rest is identical.
Validation & Quarter Compare
Our compliance team validates every line against NMLS spec and compares the quarter to your prior filings. Drift, gaps, anomalies — flagged before they become an examiner question.
Reconcile Together
Concerns will be escalated to your Advantage Dashboard for review. Once reconciled, we will confirm the corrections, document the rationale, and lock the file.
Filed & Tracked
We hand you the final file to upload, or file directly to NMLS via your delegated account. Either way, the report lands in your Business Advantage dashboard with the audit trail, trends, and remediation log.
Why Catalyst
Off your plate. Fully tracked.
The MCR isn't just a checkbox — it is a quarterly reflection of your business. We take the raw data and turn it into NMLS-compliant MCR filings, comprehensively reviewed with actionable reporting and a fully-documented audit trail.
Off Your Plate
You upload data or grant compliance access — we handle every step from validation to NMLS submission. No more lost weekends scrambling before a filing deadline.
Compliant by Default
Multi-layer validation against NMLS spec plus quarter-over-quarter comparison catches anomalies before an examiner does. We document every reconciliation.
Built for Production
Your team spends time originating loans, not reconciling spreadsheets. We absorb the compliance overhead so you can keep growing.
Full Audit Trail
Every flag, fix, sign-off, and amendment is documented and timestamped. When an examiner asks, the answer is one search away.
One Dashboard, All Filings
The Business Advantage dashboard tracks every quarterly + annual MCR, audit report, remediation task, and deadline — alongside your CE, PE, and policy work.
NMLS-Native Expertise
10+ years of MCR filing expertise. Single-branch single-state shops to multi-state aggregators — we shape the workflow to your operation.
Simple pricing, scaled to your shop.
Standard
Standard MCR Filing
Satisfies all Standard Mortgage Call Report requirements.
$749.99
+ $125.00 each additional state
e.g. $999.99 — typical 3-state filing
✓Quarterly or Annual Filings
✓State Volume Discounts
✓Multi-state Consolidated Filing
✓Per-State Requirement Tracking
✓Quarter-over-Quarter Compare
✓Audit Trail in Dashboard
✓5–7 Business-Day Turn Time
✓20% Discount when Part of an Annual Contract!
Most Popular
Expanded
Expanded MCR Filing
Satisfies all Expanded Mortgage Call Report requirements for GSE-Approved Entities.
✓Minor updates to previous quarters free with Annual plans (see terms)
✓Companies who operate in 11+ or 25+ states get additional discounts
Client Stories
Trusted by mortgage shops of every size.
★★★★★
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Common Questions
Everything you need to know.
1What is the Mortgage Call Report (MCR)?
2What data do I need to provide for the MCR?
3Do you work with my LOS or accounting software?
4How do I see what was filed in my MCR?
5How do you handle confidential data for MCR filing?
6How involved do I have to be with MCR filing?
7What happens if an MCR filing needs to be amended?
8What is the turnaround time for MCR filing?
1
Answer
What is the Mortgage Call Report (MCR)?
The MCR is the NMLS-required quarterly + annual report state-licensed mortgage companies file. It covers loan-volume data (RMLA) and financial condition (FC). Quarterly filings are due 45 days after each quarter close; the annual is within 90 days of the company's fiscal year end.
Ready to take it off your plate?
Stop dreading filing season.
Your team didn't get into mortgage to wrestle with NMLS forms. Let our compliance specialists handle every quarterly + annual filing — with the audit trail and dashboard integration that makes your next examiner visit a non-event.